Most Australians think budgeting means spreadsheets and guilt. We've spent years figuring out a different way—one that actually fits how people live. Starting September 2025, we're opening our monthly budgeting program to folks who want to change their relationship with money without feeling like they're solving a math problem.
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We're not promising you'll become a finance guru overnight. But these are the practical shifts participants usually notice after completing the program.
You'll build a budgeting method that suits your actual life—not some theoretical ideal. People tell us they still use their system three years later because it doesn't feel like punishment.
Most of us avoid talking about money with partners or family. You'll learn how to have those chats without triggering arguments or shame. It's surprisingly liberating.
After a few weeks, you start seeing where your money actually goes versus where you think it goes. That awareness alone changes everything—no willpower required.
We'll help you create a safety net that grows gradually. Nothing dramatic, just steady progress toward having breathing room when unexpected costs hit.
Should you buy that thing? Take that trip? Switch jobs? You'll develop a framework for making financial choices that align with what you actually value.
Money anxiety doesn't disappear, but you'll have practical techniques to manage it. Participants often say they sleep better once they have a handle on their finances.
We run for twelve weeks, meeting once a week in the evening. Each session builds on the last, but we keep things flexible because life happens. Miss a week? You can catch up through our support channels.
We start by tracking what's actually happening with your money right now. No judgment, just observation. You'll probably discover things that surprise you—everyone does.
Time to create a budget that doesn't feel restrictive. We explore different methods until you find one that clicks. Some people love digital tools, others prefer pen and paper. Both work.
Here's where we get into the messy stuff—irregular income, shared expenses with partners, kids' costs, subscription creep. We workshop solutions specific to your situation.
Once your monthly budget feels manageable, we look ahead. How do you plan for annual expenses? What about longer-term goals? We keep it practical and achievable.
The final sessions focus on sustainability. You'll identify potential pitfalls and create strategies to stay on track when motivation fades—because it will, and that's normal.
I'd tried budgeting apps before but always quit after two weeks. This time something clicked—probably because we addressed why I kept giving up rather than just throwing another spreadsheet at me. Fourteen months later, I'm still using the system we built together.
My wife and I fought about money constantly. Not anymore. The communication tools we learned were honestly more valuable than the budget itself. We actually talk about finances now without it turning into a blame game.
I freelance, so my income jumps all over the place. Every budgeting guide assumes you get a steady paycheck. These folks showed me how to handle variable income without panicking every slow month. That alone was worth it.
The group format surprised me. Hearing other people's struggles made me feel less like a failure. Plus, you pick up ideas from everyone else's solutions. I went in thinking I'd learn from the instructor—turned out I learned just as much from the other participants.
We're opening registration in June for our September cohort. Class size is limited to twelve people—we've found that's the sweet spot for meaningful discussion without chaos.
12 Weeks
Weekly Evening Sessions
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